Low cost journey insurance coverage has a fame of being fairly a uninteresting space to work in. Whereas it does have its uninteresting routine moments, similar to some other job, these are made up for by the occasional impressed humorous journey insurance coverage tales you hear. It is laborious to say what number of of them are both exaggerated, vastly embellished or simply plain made up, however I nonetheless discovered just a few of those journey insurance coverage tales made me chuckle whereas I used to be researching this text, and that is adequate for me.
Here is 13 humorous journey insurance coverage tales. Whereas 13 is historically an unfortunate quantity, a good few on this listing will think about themselves very fortunate to be lined by understanding journey insurance coverage firms! The remaining ones who have been turned down will little doubt have discovered a useful life lesson!
- Cheeky Monkeys Trigger Havoc
In response to this story (tail?), a gaggle of cheeky monkeys conspired to spoil a pair’s romantic journey to Malaysia. As a result of warmth, the couple left the window of their chalet open through the day whereas they went out, however regretted their determination once they returned to find their garments and belongings all around the surrounding resort and neighbouring rainforest. The couple’s insurance coverage firm have been fortunately understanding and ensured they didn’t have to preserve re-wearing the identical garments for the rest of their journey!
- A LOT of Bombay Combine
You understand Bombay Combine? The spicy Indian snack meals. One traveller claimed to have misplaced £600 price of the stuff on his method again from vacation, and tried to say on his journey insurance coverage. With Bombay Combine costing lower than £1 per 250g bag, a conservative estimate is that the person would should be carrying over 80 kilograms of the snack to have racked up £600 bills! Fairly laborious to misplace, you’d have thought, and the journey insurance coverage firm agreed, refusing to pay the declare.
- A sting in the tail
One traveller misplaced his pockets down a drain, whereas exploring Natanya in Israel. Nonetheless, somewhat than submitting a police report and contacting his journey insurance coverage suppliers, the courageous particular person tried to fish his pockets out of the drain – solely to be stung by a toxic scorpion which had made the world its residence! The person’s therapy (and presumably his lacking pockets) was lined by his journey insurance coverage.
Profitable the doubtful honour of essentially the most unfortunate on the listing, this household’s tenting journey went awry when a parachutist from the close by airbase missed his goal and landed squarely on the household tent. The tenting tools was ruined, and so as to add insult to harm, they weren’t lined for unintended injury so needed to foot the invoice themselves.
- The joke’s on the burglar?
A reasonably routine declare for a stolen cosmetics bag took an amusing twist when it was revealed that the sufferer had transferred her medical-strength haemorrhoid cream into an empty moisturiser tub earlier within the vacation. Whereas French police remained looking out for a suspiciously smooth-faced thief, the girl’s journey insurance coverage firm paid up for the lacking make-up, fragrance and lotions.
- Mistaken airport, improper nation!
A person who claimed for a vacation cancellation when he was refused entry to a flight was turned down, when it emerged his flight wasn’t from Manchester within the North West of England, however Manchester, New Hampshire in the US.
- Some claims simply aren’t definitely worth the extra!
Here is a tip for you – in case you have an extra you’ll want to pay on a declare of £50, be certain your stolen possessions are price on the very least £50.01! One traveller who had his bag snatched on vacation had his declare turned down, when it was established the whole stock of contents was: 1x bottle of water, 1 x newspaper and 1 x packet of mints. No surprise his low cost journey insurance coverage declare was rejected.
- Criminals aren’t the one animals to spoil your journey
If you happen to’re holidaying within the Black Forest, chances are you’ll need to be sure you lock up correctly once you go away the home. One household got here again to their chalet to find their residence had been invaded by one hungry goat, which had proceeded to a lot his method by their wallets, passports and sandwiches. Their declare for brand spanking new passports and wallets have been rejected on the grounds of negligence in leaving the chalet large open.
- Coconut Shy
If you happen to’re planning on stress-free below a tree in Sri Lanka, it is price checking your spot fastidiously, as one traveller discovered after being concussed by a falling coconut. The harm knocked her out, which can sound unlikely till you think about that the typical contemporary coconut weights 2 kilograms, and their bushes develop as much as 30 metres excessive. A coconut travelling at 53 miles per hour is not any joke, and it is unsurprising that the traveller was reimbursed the £400 medical payments.
- Coconuts misplaced
However, others apparently can’t perform with out their coconuts: a pair returned from Mauritius to find their native produce lacking. Claiming for 2 misplaced coconuts might appear to be an affordable thought on paper, however with each costing lower than a pound to interchange, and an preliminary extra on any declare fabricated from £50, it is no surprise the journey insurance coverage suppliers turned this one down.
- A what!?
Sometimes you hear of a declare for one thing that is simply utterly baffling, and it was as such for Direct Line, who allegedly acquired a declare for a “guitar made out of a pumpkin”.
- A burning want for a drink
On the mockingly labelled ‘Hearth Bar’ in Greece, one reveller paid the value for ‘needing a drink’ when she remained on the bar ready to be served regardless of a loud buzzer and the speedy departure of others clamouring for a pint. Unsurprisingly, the buzzer turned out to be a hearth alarm – a truth which she lastly appreciated when the flames engulfed the world. She escaped the scene with third diploma burns and £300 of medical bills to pay – which her journey insurance coverage firm lined.
- Somebody’s fibbing!
Lastly extra of a truth than a humorous journey insurance coverage story, however its believed that there have been extra claims for stolen £1000 Rolex Oysters watches than have been manufactured. It appears some individuals have been artistic with their journey insurance coverage claims…